Products & Services

Regular Share (Savings)

Opening a regular share savings account is the first step to become a Wailuku Federal Credit Union member. We pay a quarterly dividend on all share accounts. The minimum deposit is $50 plus a $1 new account fee. The first $50 will be held as membership requirement. There are no monthly service charges.

Checking (Share Draft)

Minimum initial deposit $50 but no minimum balance requirements. No monthly service charge. Non-interest bearing account.

Term Share Certificates (CDs)

You can earn the best interest with a share certificate. A minimum deposit of $1,000 is required. 6 month, 12 month, and 24 month terms are available. The interest compounds and pays quarterly.

Christmas Club Account

Start saving now for the holidays. No minimum to open. Funds are disbursed on the 1st of October by check or deposited to your account. Dividends are paid quarterly.

Group Savings

Minimum deposit of $50 plus $1 new account fee. First $50 held as membership requirement. Dividends are paid quarterly.

Loans

• New & Used Auto
• Personal
• Savings (Share) Secured
• Bill Consolidation
• Mortgage
• Home Equity Line of Credit
• Home Equity Loan
• Land Loans

Other Services

• FREE AMEX Travelers Checks
• FREE Notary
• FREE Life Savings Insurance up to $3,000
• FREE Credit Counseling & Financial Education
• FREE AD&D Insurance
• VISA Debit Card
• Credit Disability Insurance
• Credit Life Insurance
• Payroll/Direct Deposit
• Wire Service
• Discounted Movie Tickets
• Overdraft Protection