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A Local Credit Union That Cares

Account Application Form

Account Information
Applicant Information
Security Questions
  • Account Information

    Provide the information requested below and we will confirm your eligibility for the product(s) you selected.

    USA Patriot Act - Notice

    Important Information About Procedures for Opening a New Account:

    To help the governement fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

    What this means to you

    When you open an Account, Wailuku Federal Credit Union will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask you to provide identifying documents such as driver's license or other information about you.

    Personal Information

    • Ownership Type *

      Please contact the credit union for information regarding trust or minor accounts.

    • Account Type *
  • Applicant Information

    • You must provide a valid email address to complete your application. We ask for your email address so we can send you important communications relating to your application. Please see our Privacy Policy for more details.

      If no email, input ""

    • No P.O. Boxes please

    • Is your street address your mailing address? *
    • Self Employed? *

    Beneficiary Information

    The owners of many accounts name payable-on-death (POD) beneficiaries for the accounts. That means that when the account owner (or the last surviving owner, in the case of a joint account) dies, the POD beneficiary can simply claim the money from the Credit Union. The deceased person's will does not come into play, and there's no need for any probate court involvement, either.

    POD designations are widely used because they're simple both for the person who sets them up and the beneficiaries who inherit. Please indicate below if you would like to include a beneficiary at this time.

    • Would you like to designate a beneficiary? *

    Beneficiary 1

    Beneficiary 2

    Beneficiary 3

    Beneficiary 4

    Joint Applicant

    • If no email, input ""

    • No P.O. Boxes please

  • Security Question

    Please create a custom security question but do not use mother’s maiden name. This question may be asked at any time by a Wailuku Federal Credit Union employee to verify your identity.

    • Joint Applicant Security Question

  • Authorization

    To complete the account opening process, you will be required to provide Wailuku Federal Credit Union with your government-issued photo ID.

I have been doing business with Wailuku Federal Credit Union for 11 years now. Walking into the branch feels like stepping into one of my family member’s home. I’m always greeted by a friendly face such as the team members Alyssa, Kellie, and Brandi just to name a few. Mahalo Wailuku FCU for treating me like family.
-Trina K.