Skip to main content
A Local Credit Union That Cares

Share Certificates

If you are looking for a higher interest rate on your savings, consider a Share Certificate. A Share Certificate is like a certificate of a deposit at a bank, where funds must remain in your account for a pre-determined amount of time. The funds are available to be withdrawn at any time; however, if the funds are withdrawn earlier than the pre-determined time period, you may incur a penalty. We offer Share Certificates with terms as short as six months and as long as 60 months with a $1,000 minimum balance. Generally, the longer the term of the Share Certificate, the higher the rate. We offer highly competitive rates on Share Certificate, which produce excellent yields for our members.

Learn More About Share Certificates

Read more about Share Certificates in our Resource Center.

I recently applied for a mortgage loan at Wailuku Federal Credit Union. The employees there were very helpful and knowledgeable and answered all of my questions. Without their help I would not have been able to purchase my home. I highly recommend seeing them for your financing needs.
-Lance B.