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A Local Credit Union That Cares

Share Certificates

If you are looking for a higher interest rate on your savings, consider a Share Certificate. A Share Certificate is like a certificate of a deposit at a bank, where funds must remain in your account for a pre-determined amount of time. The funds are available to be withdrawn at any time; however, if the funds are withdrawn earlier than the pre-determined time period, you may incur a penalty. We offer Share Certificates with terms as short as six months and as long as 60 months with a $1,000 minimum balance. Generally, the longer the term of the Share Certificate, the higher the rate. We offer highly competitive rates on Share Certificate, which produce excellent yields for our members.

Learn More About Share Certificates

Read more about Share Certificates in our Resource Center.

I have been doing business with Wailuku Federal Credit Union for 11 years now. Walking into the branch feels like stepping into one of my family member’s home. I’m always greeted by a friendly face such as the team members Alyssa, Kellie, and Brandi just to name a few. Mahalo Wailuku FCU for treating me like family.
-Trina K.