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A Local Credit Union That Cares

Student Loans

Our student loan program:

  • Is fast and easy
  • Offers a variety of options
  • Is in conjunction with CURevl who are student loan specialist with many years of experience.

In-School

College is expensive and paying for it can be stressful WFCU’s in school loan helps undergraduates and graduates pay the full cost of attendance and living expenses. Get a credit decision in minutes and invite a cosigner in seconds.

  • Fully deferred, interest only or immediate repayment options
  • Fixed and variable interest rates are available
  • Borrow from $3,000 to $150,000
  • 0.25% discount for automated payment deduction
  • Cosigner release after 36 on-time payments
  • Receive real-time updates on your application via text

Student Loan Refinancing

WFCU’s education refinance loan option gives you the freedom and flexibility you need to reach your goals. Whether you want to reduce your payment, lower your interest rate or just combine all your loans to make life a little simpler, WFCU education refinance loan is a simple, straightforward solution.

  • Lower interest rate
  • Repayment terms of 5, 10 and 15 years
  • Fixed and variable interest rates are available
  • Borrow from $10,000 to $250,000
  • 0.25% discount for automated payment deduction
  • Cosigner release after 36 on-time payments
  • Complete your entire application in minutes on your phone, tablet or laptop or start on one device and finish on another.

Map Out Your College Journey

Navigating college can be difficult for both parents and students. Colleging provides helpful resources driven by students for students to help map out each step of the process. Knowing the roadmap makes the journey to adulting a little less scary. Check out Colleging for a wide array of information on topics like:

  • Planning for College
  • Saving for College
  • Life in College
  • Adulting 101

And more!

Start your journey today. Visit Colleging to learn more.

I have been doing business with Wailuku Federal Credit Union for 11 years now. Walking into the branch feels like stepping into one of my family member’s home. I’m always greeted by a friendly face such as the team members Alyssa, Kellie, and Brandi just to name a few. Mahalo Wailuku FCU for treating me like family.
-Trina K.