Skip to main content
A Local Credit Union That Cares

VA Home Loans

Wailuku Federal Credit Union helps veterans, active duty military personal, and military spouses secure and manage VA Home Loans.

The U.S. Department of Veterans Affairs created VA Home Loans to make it easier for U.S. military families and individuals to become homeowners. VA Loans allow for the purchase of a home with no money down, and without Private Mortgage Insurance (PMI). VA loans come in different packages, including 30-, 20-, and 15-year terms with fixed-rates, or as 5-year adjustable-rate mortgages. As such, your monthly loan payments will depend on the type of VA loan you've selected and the interest rates you've secured.

If you’re affiliated with the U.S. military, contact Wailuku Federal Credit Union today to talk with one of our loan experts about how a VA Loan can help you realize your dreams of home ownership.

I have been doing business with Wailuku Federal Credit Union for 11 years now. Walking into the branch feels like stepping into one of my family member’s home. I’m always greeted by a friendly face such as the team members Alyssa, Kellie, and Brandi just to name a few. Mahalo Wailuku FCU for treating me like family.
-Trina K.