Wailuku Federal Credit Union offers services to help you better understand and manage your credit. Our credit counseling program is open to members and non-members alike. The program guides its participants, step-by-step, to a better understanding of what's on a credit report, the factors that determine a credit score, and the importance of monitoring personal credit.

Whether you're trying to build, rebuild, or maintain good credit once it's achieved, our experts will discuss your situation with you and help you develop detailed strategies to meet your goals. It can be a long journey to good credit, but it's an important one – so don't wait to take that first step.

Learn more about how Wailuku Federal Credit Union's free credit counseling service can help you take control of your financial identity. Schedule an appointment today or call the credit union for more information.