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A Local Credit Union That Cares

Credit Disability and Life Insurance

Life can be wonderful, but it can also get complicated when the unexpected happens. Protecting your loan payments against the unforeseen, such as a disability or covered life event – including dismemberment and terminal illness – could help you protect more than your finances. It could help lighten the burden for the people you care about most. Insure your loan payments today so you can worry a little less about tomorrow.

While there’s no way to predict an injury, illness, or other unexpected life event, you can take steps to protect your family if the unforeseen happens. Credit Disability and Credit Life Insurance may help reduce or pay off your covered loan or make your monthly loan payment, up to the policy maximum, in the event of a covered life event, injury, illness, or death. You decide which payments you want to protect, and the monthly premium may be added to your loan. Coverage is designed to fit your lifestyle, is totally voluntary, and won’t affect your loan approval. It’s simple to apply for individual or joint coverage. You can sign up for credit insurance at your loan closing, or any time you’d like.

CUNA Mutual Group

Disclosure: CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms.

I have been doing business with Wailuku Federal Credit Union for 11 years now. Walking into the branch feels like stepping into one of my family member’s home. I’m always greeted by a friendly face such as the team members Alyssa, Kellie, and Brandi just to name a few. Mahalo Wailuku FCU for treating me like family.
-Trina K.