Skip to main content
A Local Credit Union That Cares

Keiki Klub Account

Saving has never been more fun. The Keiki Klub is a savings program, for keikis up to age 17, designed to introduce the practice and value of saving. Our goal is to motivate, educate, and reward keikis for every deposit they make into their account. Making regular deposits reinforces the habit of saving, rather focusing on the overall size of the savings. Learning the importance of saving money at an early age can help give your keiki a head start on life. The more money they save now, the more they will have in the future.

Open An Account

Savings Account Rates

Rates effective as of 4/11/2025
TypeDividend RateAnnual Percentage Yield*
Regular Share Account (Savings)**
($50.00 minimum balance)		0.07%0.07%
Sub-Share Account
(no minimum balance)		0.07%0.07%
Holiday Share Account
(no minimum balance)		0.07%0.07%
Share Draft Account (Checking)
($50.00 initial deposit)		0.03%0.04%
High-Yield Tiered Savings Account***
Less than $50,000.00		0.07%0.07%
High-Yield Tiered Savings Account***
$50,000.00 - $99,999.99		1.49%1.50%
High-Yield Tiered Savings Account***
$100,000.00 - $249,999.99		1.98%2.00%
High-Yield Tiered Savings Account***
$250,000.00 or Greater		1.98%2.00%

*Yields effective as of July 3, 2023 and are subject to change without notice.  Certain fees may reduce earnings.
**You must have a Regular Share Account in order to open the other account types.
***The APY for your account will be determined by the average daily balance for the month and will be applied to the entire account balance based on the tiers as shown above.

I recently applied for a mortgage loan at Wailuku Federal Credit Union. The employees there were very helpful and knowledgeable and answered all of my questions. Without their help I would not have been able to purchase my home. I highly recommend seeing them for your financing needs.
-Lance B.