Wailuku Federal Credit Union offers both payroll deduction and direct deposit, two convenient ways of scheduling automatic fund transfers. These services save you time and money by ensuring your funds are where they should be and that your loan payments are made on time.

Enrollment is done with the originator of the funds, such as your payroll department or Social Security. We will be glad to help you with the process if you need any assistance.

Information required to enroll in payroll deduction or direct deposit:

• Name of the Account
• Your Account Number
• Account Type (Savings or Checking)
• Our Routing Number: 321380085

The difference between payroll deduction and direct deposit is that payroll deduction is a set dollar amount, whereas direct deposit is your net paycheck amount that will be sent to us electronically each pay period.

Simplify your life by signing up for payroll deduction or direct deposit today! It’s a great way to help you save.

Have Questions?

Schedule an appointment today or call the credit union for more information.