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A Local Credit Union That Cares

Vacant Land Loans

Wailuku Federal Credit Union offers financing for vacant land, whether you are purchasing or have an existing loan that you would like to refinance. Vacant Land Loans have the following terms:

  • Maximum Loan-To-Value (loan amount divided by property value) is 75%
  • Loan Term of 1 to 5 years
  • Payment Amortized (Calculated) Over 40 Years*

*This is a balloon loan since the scheduled payment is amortized (calculated) over 40 years but the loan term is 1-5 years. Unless more or larger than scheduled payments are made over the life of the loan, it is likely that there will be a large balance due at the end of the loan.

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What kind of loan are you looking for?

I recently applied for a mortgage loan at Wailuku Federal Credit Union. The employees there were very helpful and knowledgeable and answered all of my questions. Without their help I would not have been able to purchase my home. I highly recommend seeing them for your financing needs.
-Lance B.