Electronic Banking

Wailuku Federal Credit Union's variety of electronic services make managing your money more convenient than ever. Here are just some of the features our members enjoy.

Online Banking

Wailuku Federal Credit Union offers online banking through Virtual Branch at no cost to you. This service allows you to access your account information and transfer funds online 24 hours a day, 7 days a week.

Mobile Banking

With Mobile Banking, you may access your accounts, conduct transfers, and schedule your online bill payments when you're on the go. To use Mobile Banking, first enroll in Wailuku FCU’s online banking and then download our mobile banking app.

Bill Payment

You can enroll in and use Wailuku FCU’s online Bill Payment at no cost to you. Online Bill Payment allows you to send funds to those who are not able to deduct from your account electronically. This convenient service replaces the need to send paper checks while allowing you to save on postage, and it can be used for one-time or recurring payments. 

Please note that you must be signed up for Virtual Branch and have a checking account in order to use Bill Payment. You may sign up for Bill Payment by logging into Virtual Branch.

Remote Deposit Capture

Easily deposit your checks using your smart phone with our mobile banking app. Simply snap a photo of your check using the app and those funds will be deposited into your account.

Online Loan Applications

For your convenience, Wailuku Federal Credit Union also gives you the option to apply for loans online. It’s fast, easy, and secure. If your loan request is approved, with the use of electronic signatures, you may not even have to come in to sign your loan documents. Talk about easy. Apply for a loan today!

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